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SAVINGS PLAN TODAY

It's not easy to make money in our modern society

just consider how hard you have worked for it.
It's easier to loose it!
You need to be aware of a number of important factors

We all know "risk equals reward". But just how much risk should you take? This depends on things like your age, your debts, if you have life insurance and have protected your income earning potential, tax, how soon you will need the money and so on. Any good adviser (by law) has do an analysis for you (FNA), to answer these and other important criteria.

COMPLETE FORM BELOW

and submit for

Invest Regularly-SAVE

Stock Markets RISE and FALL!!

By investing regularly in a falling market,you should get the best return. It's a theory called rand-hedging. And it works!

SAVE but only in a

"LONG TERM PERSPECTIVE"

 

What to remember-SAVING

how LONG is "Long Term Perspective" about 5 years

If you are unsure about any implications of an investment, no matter how simple they may seem, ask questions. Some investments may offer taxation advantages.

Consider these only where they allow you to invest with safety and to feel comfortable with the amount of risk involved. If you are retired and have limited funds to invest, make the safety of your investments your first priority.

Don't just chase the highest returns available - higher returns involve higher risks.
Today's winner is seldom tomorrow's leader. Take your time when making investment decisions - don't be rushed into signing anything.

It's your money, so make your decisions for your own reasons, not anyone else's.

The investments you choose should meet your requirements by providing the right amount of income and/or capital growth without causing you sleepless nights.

Diversification one method to help reduce your risk. Putting all your eggs in one basket -only in shares, only in one sector of the market, or even one country increases your risk. Different classes of shares - different investment products like cash or property-perform at different times. Hedge your bets by spreading your investments.

Don't rely on past performances - At best, all they give is an idea of what has happened, not what will happen again! And if you want to use the figures, look to long-term results only. At least 5-years.

Discipline By far and away, compound interest is your biggest tool. It is a much misunderstood concept. No matter what, keep your investment going for as long as possible. It reduces your risk. Time equals money.

If all you do is hold onto your money, that alone can help ensure financial security.
You loose MONEY when you cash in your investment. Remember, it's time in the market - not market timing that makes money Tax, use what deductions you can get from SARS. This is vital when it comes to saving for retirement.

SAVING MONEY-YOU NEED HELP

call Me and my PRACTICE will Help You!

Be knowledgeable and you will become confident.

Speak to our PRACTICE for no-nonsense advice

Don't try going it alone. It's too much of a risk.

You won't save by cutting out "the middle man!" our ADVICE is "FREE" and we are LICENSED to provide YOU with ADVICE

To make money, use the resources you have and get objective and unbiased advice its the strongest asset you have.

REMEMBER you need to SAVE and INVEST wisely throughout your LIFE

DEPENDING upon your RISK PROFILE we can recommend and apply SAVINGS PLANS into very high performance FUNDS...these funds have produced GROWTH of more than 50% per year

for the last 3 years - compounded !!!

 

PHONE OUR PRACTICE NOW or COMPLETE THE APPLICATION FORM BELOW

-NO OBLIGATION-SAVE