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PUBLIC LIABILITY INSURANCE for Business

Insured Perils:

Damage to property
Injury to persons

Extensions:

Defective work
Products
Food and beverage
Legal defence costs
Wrongful arrest

Important:

Requires negligence
Defective work provides cover once the property has left the custody of the insured.

Exclusions:

Staff
Caused by a vehicle
Property owned by the insured
Property in the custody or control of the insured