What you will Find in This Section... Click onto your Interests and Concerns from the Table Below! 

We can make a BIG Difference to your Budget for any of these PRODUCTS Try Us for a Quote; 

Application Forms available on every Page!

WHAT DO YOU HAVE TO LOOSE?

LIFE INSURANCE	Click Here!
INCOME PROTECTION	Click Here!
DISABILITY INSURANCE	Click Here!
Dread Disease INSURANCE	Click Here!
BUSINESS PROTECTION INSURANCE	Click Here!
FAMILY BUDGET	Click Here!

Business Insurance

	Buy/Sell Insurance
	KeyMan Insurance
	Liability Insurance

Personal Insurance

	Estate Insurance
	Family Insurance
	Succession Insurance
	Bond Insurance
	Health Insurance
	Home-Owners Insurance
	Car Insurance

Poor Advice and Long delays in getting Medical Examination PLUS All those exclusion clauses, Then You'll Want To Know All About the Changes!

What are the main types of insurance?

Here are the biggies:

• Life insurance

• Disability insurance

• Long-term care insurance

• Health insurance

• Dental insurance

• Eye/vision insurance

• Renter’s insurance

• Homeowner’s insurance

• Mortgage insurance

• Auto insurance

• Monster-under-the-bed insurance

Okay, I was just kidding about that last one. There are a host of other kinds of insurance, though, such as pet insurance, “pre-need” (funeral) insurance, etc. And, within the categories listed above, you’ll typically find many sub-categories, such as whole life insurance and term life insurance.

 

What kind of insurance makes the best investment?

 

Don’t think of it as an investment. It’s true that some “investments” in insurance will appreciate in value, but the main point of insurance is protecting you against the financial consequences of losses, not serving to increase your wealth. If you’re looking for long-term investments, there are many options more attractive than insurance— chief among them stocks. If you’re looking for protection against floods, car accidents, appendicitis, or death, you need insurance. (And, if you’re looking for company on cold winter nights, you may need a cat.)

 

	What is a “premium” and               “Excess”?
	What are some common mistakes people make with insurance?
	What’s the difference between whole life and term life insurance?
	How much life insurance do I need?
	Is it smart to buy disability insurance?
	How likely is it that I’ll need disability/ Income protection insurance in my lifetime?
	What does disability insurance consider “disabled”?
	What should I look for in a disability policy?
	What is long-term care insurance for, really?
	Is buying long-term care insurance a good idea?
	How can I figure out if I need long-term care insurance?
	Do you have any tips for buying long-term care insurance?
	Where can I learn more about long-term care and nursing homes?
	What factors influence car insurance rates?
	How can I save money on a car insurance policy?
	I rent a house. Should I bother with HOUSE CONTENTS insurance?
	What do I need to know about homeowner’s insurance?
	If my property is stolen or burned in a fire, how will I prove what I lost for an insurance claim?
	Will my homeowner’s policy cover damage from flooding?
	What’s an “all risks” policy?
	Are there any special insurance considerations if I have an older home?
	How can I save money on my homeowner’s policy?
	Is it better to buy insurance through a PRACTICE, through a website such as http://www.skelton.co.za/ or directly over the phone from the PRACTICE?

And many more questions but more important ALL the ANSWERS become a MEMBER for FREE sign-up now and discover answers and solutions to you NEEDS. We get things done, read TESTIMONIALS from happy Clients that are real and verifiable-GIVE US A TRY! get the best rates and remain in touch through this website!

	We have a responsibility to our kids as all parents do, to protect them and care despite our circumstances. We had a talk together, Heather and I and decided to take out a Life Insurance policy on my Life. Didn't like going to the Doctor for a thorough checkup but now we feel better that should anything happen to me they are going to be OK!
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