The website, www.skelton.co.za  is maintained and updated

regularly by the team at

Investment and Insurance Practice 

to provide Internet users with information about the company and its services.

When using this website,

the user should understand and should agree that:

1. Investment and Insurance Practice; made every effort to ensure that the information on this site is accurate and updated, but no guarantees are given, or representations made as to the accuracy and appropriateness of this information for any specific purpose.

2. Investment and Insurance Practice; will not be liable or responsible for any damages or loss, direct or indirect, in contract or otherwise, which may be incurred or suffered after the use of this site, or the use of information contained in this website.

3. It is still the user's responsibility to consult a professional adviser to decide whether any advice or information he/she obtained from this site is appropriate to his/her own specific circumstances.

4. The information on this website is specific to the products, services, and information developed within the South African context and it may not necessarily be legal or appropriate within the framework of other countries. Therefore the user should seek professional advice before using any information obtained from this site in another context.

5. Everything in email and any attachments relating to the official business of the I&IP is proprietary to the company. It is confidential, legally privileged and protected by law. I&IP does not own or endorse any other content. Views and opinions are those of the sender unless clearly stated as being the official I&IP business views.

6. Subscribers and Visitors must please be assured that we support the policy of "NO SPAM"  All information provided in the various forms on this site will be treated as "STRICTLY CONFIDENTIAL" and never given or sold to third parties.

"Investment and Insurance Practice"

is a trading name of HighPoint Trading 210cc reg 2004/043157/23 FSB3168