disability insurance

Disability Insurance - WE ALL NEED DISABILITY COVER

While life Insurance may only be essential for people with dependants, Bonds, Estate or Business reasons - everyone needs to provide for the possibility that you may become disabled and no longer able to earn a living.
And, you need to provide enough to ensure that you can replace your ability to earn an income and have some money to deal with the consequences of your impairment.

We all need to work, but if you become disabled and no longer able to do so, how will you survive-some call it "the living death" others took the RISK out of their hands and did something about it

DISABILITY INSURANCE

You could be on top of the world if you take the first step to an organised life style. Looking after yourself and your family means having a PLAN-

DISABILITY INSURANCE

If for example, you are disabled and end up in a wheelchair , you may need to make changes to your home - to the bathroom, toilet, stairs and so on.

You may also need to adapt your car. You may need a prosthesis, post-operative care or rehabilitation.

The average disability claim paid out to South African's in 2003 was just R120 000.

That, invested at 10 percent a year, would provide you with just Rl,000.00/month as an income. And that is before you have taken into account what you may need to spend on lifestyle changes.

You also need to be sure that you will cope with the effects of inflation.

Will you cope! without DISABILITY INSURANCE

DISABILITY INSURANCE

COMPLETE the FORM below

NO-OBLIGATION quote for

DISABILITY INSURANCE

Disability Insurance

QUESTION

Are you totally under-insured and at great risk to yourself and your family? Will you adjust to a life of struggle when, for a few, well considered moments, think your way through this possibility

Or will you get our HELP? talk to our PRACTICE about DISABILITY INSURANCE

Most SELF-EMPLOYED people do not look after these possibilities and are especially at risk, you need DISABILITY INSURANCE

	If you become incapacitated and can no longer pursue an income, what happens next?-DISABILITY INSURANCE
	you are confined to a wheelchair from being a healthy individual, and then! you NEED DISABILITY INSURANCE
	If through no fault of your own, you are permanently or partially disabled, will you cope without money? you NEED DISABILITY INSURANCE
	Learn about this product-Self Employed people, are especially at risk-DISABILITY INSURANCE

What will you do if this happens and have no DISABILITY INSURANCE-think about it!!

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disability insurance

disability insurance...we all need disability insurance

disability insurance