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ALL RISKS INSURANCE

 

Insured Perils:

Fire
Wind, water, hail, snow
Lightening and power surges

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Explosion
Theft
Accidental damage

Cover Available:

Specified articles
Unspecified: clothing, personal effects and sporting equipment and household goods in transit including groceries, from any place of purchase or repair
Specified articles in safe deposit

Comments:

Covers property taken out of home
The following must be specified:
Contact lenses, Tools, Documentation, CDs, Cell phone, Bicycles, Hang glider, Tapes, Stamps/Coin collections, Money, Air/Watercrafts, Caravan contents, Car Audio
Average (under insurance) applies
Locked boot or compartment warranty

 

Exclusions:

Wear and tear
Mechanical or electrical breakdown
Special value any article may have as part of a set
Insect or vermin
Undergoing repair, cleaning, alteration, restoration or renovation