ACCIDENTAL DAMAGE INSURANCE

Insured Perils:

Breakage/crack
Not Insurable :	*	Glass/fragile objects
	*	Negotiable instruments
	*	Precious metals, stones, rare books, and works of art
	*	Property in transit by air or sea
	*	Vehicles
	*	Electronic data processing equipment
	*	Property in the course of construction
	*	Property under lease, rental, credit agreement

Extensions: [Optional]

Damage to property caused by leakage from tanks, pipes, etc.

Exclusions:

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Unexplained disappearance
Overheating, implosion, cracking, leakage or other failure
Mechanical or electrical breakdown
Altering, cleaning, repair, service, etc
Wear and tear
Fault in design, materials or workmanship
Normal maintenance
Denting, chipping, scratching or cracking
Insects or vermin